Whop payment limits and checkout limits

New Whop accounts are capped at $2,500 per checkout link; you apply in Settings → Payments to go higher, and Whop says it answers within 24 hours. On top of that, each payment method has its own minimum and maximum, Klarna has per-country limits, and the API has a rate limit.

This page lists every limit that can block a sale, and what each one means for a WooCommerce store.

The $2,500 checkout cap

When you first join, Whop caps checkout links at $2,500. Higher payments carry more risk, so Whop wants to know more before allowing them.

To raise it:

1. Go to Settings → Payments in your dashboard (or use the link on the checkout link setup page).
2. Describe your highest-priced offer and what the customer receives.
3. Show your history of selling at that price.

Whop reviews applications within 24 hours and notifies the account owner by email, Whop DM and a notice on the Payouts page. Once approved, the higher amount is available immediately.

On WooCommerce: WhopForWoo creates a Whop checkout for each order from the exact cart total. If a cart goes over your cap, Whop refuses to create that checkout and the customer can’t pay. If your average order is close to $2,500, or you sell furniture, electronics or B2B bundles, apply before launch.

Limits per payment method

Whop shows a local method only if the amount fits within its range. Above the maximum, the method simply doesn’t appear.

Some methods are also limited by pricing type: crypto, EU bank transfers, Swish, MobilePay and Vipps are one-time only. Since WhopForWoo charges each WooCommerce order once, that’s not a constraint on a WooCommerce store.

Klarna limits by country

Financing has to be approved first (see Whop payment methods). Once it is, Klarna applies these per-transaction limits:

Limits on the customer’s side

Some failed payments aren’t Whop’s limit at all. Whop’s decline codes include card_velocity_exceeded and withdrawal_count_limit_exceeded (the customer hit their card’s limit), invalid_amount (the amount exceeds what the card allows) and currency_not_supported. The fix is on the customer’s side: another card, another method, or a call to their bank. See Whop payment issues.

Withdrawal limits

• Minimum withdrawal: $10, where applicable.
• Instant withdrawals can be lower than your balance; Whop applies a daily limit and reserves still apply.
• Some withdrawals are flagged for manual compliance review; the instant option disappears while that’s pending.

Currency limits

Whop supports 135+ currencies. WhopForWoo charges 47 currencies natively (USD, EUR, GBP, INR, PKR and others). If your store uses a currency outside that list, the plugin converts the order to USD at a live rate, with a sanity check on the rate before charging.

API rate limit

For developers: Whop’s /api/v1 allows 600 requests per minute per operation and per credential by default. Above that you get a 429 with rate_limit_exceeded and a retry delay. A WooCommerce store won’t come close in normal use: WhopForWoo makes a handful of calls per order. More in Whop API.

Checklist before launch

• Largest possible order under your checkout cap? If not, apply now.
• Store currency on the native list?
• Expecting Klarna? Check eligibility (verified account, under 2% disputes, $30,000 from 10+ customers in 90 days).
• KYC complete so you can withdraw?